In addition you will learn several insider secrets regarding the credit and financial industry, that will make it possible for you to avoid pitfalls in the future and bring your credit back to life.




This book is packed with tips on how to:




- Use the 7% rule to increase your credit score fast

- Negotiate with creditors for a lower balance

- Give yourself a raise

- Get your credit score

- Get your credit report

- Get current on your missed payments

- Create a Budget

- Know the difference between Hard Inquiries and Soft Inquiries

- Know the difference between Credit Mix and Credit Risk

- Use payoffs to your advantage

- Use the Snowball Method to pay off your debt quickly




Your total credit card debt is the total amount you owe credit card supplier. You must settle your credit card debt on a monthly basis.