This work proposes a new approach to welfare: a social policy that goes beyond simple income maintenance to foster individual initiative and self-sufficiency. It argues for an asset-based policy that would create a system of saving incentives through individual development accounts (IDAs) for specific purposes, such as college education, homeownership, self-employment and retirement security. In this way, low-income Americans could gain the same opportunities that middle- and upper-income citizens have to plan ahead, set aside savings and invest in a more secure future.
- ISBN:
- 9780873326186
- 9780873326186
-
Category:
- Welfare & benefit systems
- Format:
- Hardback
- Publication Date:
-
31-12-1990
- Publisher:
- Taylor & Francis Inc
- Country of origin:
- United States
- Pages:
- 344
- Dimensions (mm):
- 229x152x26mm
- Weight:
- 0.8kg
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