Double insurance can have major consequences for an assured party, as it carries a risk of rendering some policies invalid. This book deals in depth with the issue of double insurance, and helps the reader to better understand their options when selecting insurance policies for themselves or their clients.

The book begins by looking at the history and development of the law of insurance, outlining how the law relating to double insurance has developed and the factors that courts may take into account when deciding such issues. It then covers contemporary instances of double insurance looking at:

• relevant clauses (rateable proportion, exclusion, excess and escape)
• attempts to limit or exclude liability by the assured
• insurer pay-outs
• court decisions in various jurisdictions

This text combines practical experience with academic rigour and will be of significant interest to lawyers, academics and insurance industry professionals alike.