Part I. The Harmonization Achieved under the Insurance Distribution Directive: Insurance Distribution Directive and Cross-Border Activities by Insurance Intermediaries in the EU by Isabelle Audigier.- Information Duties Stemming from the Insurance Distribution Directive as an Example of Faulty Application of the Principle of Proportionality by Marta Ostrowska.- The Contribution of Product Oversight and Governance (POG) to the Single Market: A Set of Organizational Rules for Business Conduct by Pierpaolo Marano.- The IDD and its Impact on the Life Insurance Industry by Kyriaki Noussia.- Insurance-Based Investment Products: Regulatory Responses and Policy Issues by Michele Siri.- Part II. The Insurance Distribution Directive as a "Benchmark" for National Legislators: The Notion of "Employee" in the IDD: A Harmonized Interpretation Based on the EU Law by Anna Tarasiuk and Bartosz Wojno.- Ensuring the Customer's Best Interest in the Polish Insurance Market by Wojciech Paś.- Insurance Distribution Carried Out by Insurers in Spain by Javier Vercher-Moll.- Enaction of Chapter VII of the Insurance Distribution Directive - What Can Member States Learn from the Enforcement Failures of the United States? by Kathleen M. Defever.- What Can the Insurance Distribution Directive "Offer" the South African Microinsurance Model? by Samantha Huneberg.- Part III. The Interplay between the Insurance Distribution Directive and other Regulations/Sciences: The Interplay between the GDPR and the IDD by Viktoria Chatzara.- Regulating Telematics Insurance. Role for the IDD to Complement the GDPR on Improving Consumer Data Protection in the Context of Telematics Insurance by Freyja van den Boom.- Considering the IDD within the EU legal framework on ADR systems by Flaminia Montemaggiori.- IDD and Distribution Risk Management by Jorge Miguel Bravo.- Redefining Product Management - IDD's perspective by Diana Renata Bozek.- Part IV. An Empirical Analysis of the Standardised Pre-Contractual Information Document: The Reality of the Promised Increase in Customer Protection under the Insurance Distribution Directive by Christian Bo Kolding-Kr ger, Aalykke Hansen and Amelie Brofeldt.