CapAlt Risk Solutions is a special purpose financial strategy designed to optimize operational business risk insurance. Every business enterprise, across all industry categories, is exposed to operational business risks. These risks can be numerous, with some of low frequency but potentially dramatic negative outcomes, and others with higher frequency but smaller negative outcomes. The challenge for every business owner is to decide which risks to insure against and which ones to ignore or self-insure, since by definition, insurance coverages should be in place before bad outcomes happen.