Meet Ricardo Jarvis, a seasoned professional with a diverse background ranging from serving in the US Air Force to earning degrees in Computer Science and Management. With over 25 years of experience as an Adjunct Professor and Consultant, Ricardo brings a wealth of practical, hands-on knowledge to the table. In this E-book, Ricardo shares valuable insights on how to achieve financial success without the need for coding or programming skills. Packed with real-world business examples and accessible tools, this guide equips readers with everything necessary to thrive in any location worldwide. Best of all, no startup capital is required, as Ricardo provides free tools, expert guidance, and the roadmap to build a profitable business from scratch.