Feisty twenty-eight-year-old, Kerstin McDonald, works for her lifelong friend, Michael Dunn, in his coffee shop. As childhood friends, they are both habituated, and unable to move on to a loving sexual relationship. However, there are stifled feelings of desire, especially from Michael. Kerstin also studies at Edinburgh University. Eight years earlier she studied at St Andrews. But left after a failed relationship with a professor. This led to the birth of her daughter Chloe. Chloe lives with Kerstin's sister, Rebecca, in Glasgow. A university interview leads to a hostile relationship with Professor Ian Howard. A chance meeting between Ian, Kerstin and Michael, takes place in an Aberdeen care home. Ian is visiting his father Charlie, and Kerstin is visiting her grandmother Olivia. On the way home, Kerstin and Michael crash their car

on a forest road. Ian picks them up and they spend a drunken night in a local hotel. This leads to the start of a romantic relationship for Kerstin and Ian.

Rachelle Morrison is the daughter of an English father and a Spanish mother. She grew up in Spain; not knowing her father. She leaves her drunken mother in Barcelona to seek a new life in London. She meets her fairy godmother in Hyde Park. Rachelle jumps into the Serpentine to rescue a dog in trouble. The beloved dog belongs to Katherine Howard.

Andrew is the Managing Director. He has a running feud with his manipulative ex-wife and fellow director, Stephanie.

Katherine is drawn to Rachelle and offers her accommodation at the Howard mansion. A turbulent relationship

develops between Rachelle and Andrew.

Rebecca McDonald, is the old-fashioned sister of Kerstin. She is a school teacher, and has a house in the suburbs of Glasgow. She lives with and looks after Kerstin's daughter, Chloe. Her low self-esteem and lack of confidence stands in the way of any romantic relationship. However, the arrival of handsome new neighbor, John Mulligan, awakens feelings, in Rebecca.

Eventually, all the characters in the book resolve,

re-unite and realize that it's okay to say – LOVE YOU TOO