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The moment I cross the threshold of a bank and attempt to transact business there, I become an irresponsible idiot.

I knew this beforehand, but my salary had been raised to fifty dollars a month and I felt that the bank was the only place for it.

So I shambled in and looked timidly round at the clerks. I had an idea that a person about to open an account must needs consult the manager.

I went up to a wicket marked "Accountant." The accountant was a tall, cool devil. The very sight of him rattled me. My voice was sepulchral.>>

Stephen P. H. Butler Leacock (30 December 1869 – 28 March 1944) was a Canadian teacher, political scientist, writer, and humourist. Between the years 1915 and 1925, he was the best-known English-speaking humourist in the world. He is known for his light humour along with criticisms of people's follies.