The Ultimate Guide to Building Generational Wealth on Any Salary

Did you know that the seeds to building incredible wealth are hidden in your regular paycheck? The truth is, most employees have no idea of the economic power that is currently hiding, unused in their benefits packages.

In Paychecks and Profits, author and investor T.R. Smith will show you step-by-step how to leverage your existing employee benefits to minimize your taxes and maximize your wealth.

Inside this easy-to-read book, you will discover:

• Simple steps you can take right away to get the most out of your paycheck.


• Changes you can make to your benefits to generate Wall Street-beating profits with little to no risk.


• Strategies to increase your profits and lower your tax obligations.


• How to maximize your 401(k) benefit.


• How to use an IRA to begin building generational wealth.


• Secrets to using your Employee Stock Purchase Plan (ESPP).


• The best ways to use your Flexible Spending Account (FSA).


• Ways to generate profits from your Health Savings Account (HSA).


• How to set up your family for success by using 529 College Savings Accounts & Custodial Accounts.

If you want to live a comfortable life now and build wealth so you can retire early, you need this book. This is not a get-rich-quick scheme. Instead, it's a savvy investor's guide to building wealth wherever you're starting from.