There may be many reasons that you are considering a move to the Philippines. It may be that you seek a new start in your life, you may be moving to join a Filipino Girlfriend, You may be seeking somewhere cheaper to live, or possibly you seek adventure. All of these are valid reasons, and in this handbook, I hope to provide the

information to make your transition to life in the Philippines easier and most of it is based on what I have learned in my time in the Philippines.

My name is Ray Brocklesby. I am a British guy who has recently retired, and I live in a city near Manila, called Dasmarinas. Previously, I have also lived in Tagum City, Mindanao. Two very different locations and different lifestyles.