Moving into one's own apartment is one of life's most important milestones, yet it is one fraught with pitfalls. Readers of this guide will get lots of insider tips about how to make smart decisions that will put them in a great living space at a price that will not jeopardize their financial health. They will learn all about leases and subletting agreements, security deposits, budgeting for monthly rent, dividing bill-paying responsibilities with roommates, and managing disputes with landlords. No one who is just starting out should begin an apartment search before reading this guide cover to cover.