The Business Finance Market: A Survey

This is a study of the supply, demand, pricing and marketing of business financial products.

The book looks at key factors determining the growth and performance of business finance suppliers. It examines new products and their sale and distribution – and the main influences on businesses' demands for particular types of finance.

Coverage:

1. The business finance market

Outline and summary of the main contents*

2. Banks and the supply of business finance

Banks and other suppliers of business finance* how banks compete and market business finance products* efficiency in business finance marketing* banks' costs* venture capital and other nonconventional facilities*

3. The economic and political-legal environment of business financing

Interest rates, economic growth and recession, inflation, taxation, legal regulation, and other influences* international differences in debt and equity financing* securitization in Britain and the United States*

4. Financing requirements in different firm

New businesses* finance and the size, growth and performance, maturity, and riskiness of businesses* finance and business cultures and personalities*

5. Business financing in different industries

Agriculture* residential property, construction, and civil engineering* engineering* chemicals* pharmaceuticals* food processing* motor vehicles* textiles* service industries, including banking and mortgage lending*

6. The uses of finance by businesses

Start-ups* management buy-outs and other acquisitions and mergers* domestic and international trading* assets acquisition and long-term business development*

7. Businesses' demands for particular types of finance

Location, communication, and access* advertising, marketing and bank-customer relations* general business-economic and finance features* business characteristics and financing purposes* economic costs and benefits of different finance*

8. Demand for short-term credit

Overdrafts* wholesale money market finance* acceptance credit and bills discounting* company credit cards* trade credit* invoice discounting and factoring*

9. The demand for medium-term finance

Medium-term bank loans* hire purchase and leasing* sale and leaseback and re-mortgaging*

10. The demand for large-scale long-term finance

Large-scale long-term bank loans* corporate bonds and distressed loans* stock markets and private equity and venture capital*