America is emerging from an unprecedented period of economic turbulence. Life as we knew it -- and became accustomed to in the roaring nineties -- changed in 2001. We witnessed the devaluation of Internet companies, the collapse of the stock market, massive layoffs, recession, and an international war on terrorism, fear and insecurity at home and in the marketplace.

From the Wall Street investment banker to the single working mom, from the Silicon Valley venture capitalist to the Main Street small business owner, from the baby boomer fast approaching retirement to the unemployed twentysomething software engineer, everyone wants to know the same thing: what should I do with my money now?

In their trademark amusing style, David and Tom Gardner answer this critical question and recommend a dozen quick steps readers can take to survive economic uncertainty, secure their personal finan